North Dakota Housing Finance Agency Champion of Affordable Housing Excellence Award Winner! We are so PROUD of our Mortgage Team for winning this award! Partnering with NDHFA enables us to do our part in providing home ownership opportunities in our communities... When it matters. Kirkwood 221 1st Ave. West Dickinson 701.483.1962 BANK & TRUST Member FDIC www.kirkwoodbank.com North Dakota Housing Finance Agency Champion of Affordable Housing Excellence Award Winner! We are so PROUD of our Mortgage Team for winning this award! Partnering with NDHFA enables us to do our part in providing home ownership opportunities in our communities... When it matters. Kirkwood 221 1st Ave. West Dickinson 701.483.1962 BANK & TRUST Member FDIC www.kirkwoodbank.com