Thinking of buying a home in 2020? Getting Pre-Qualified is the best place to start! Dawn Kadrmas 221 First Avenue West Contact Dawn today. Dickinson, ND 58601 701.483.1962 NMLS# 402090 Kirkwod BANK & TRUST Member FDIC www.Kirkwoodbank.com When it matters. LENDER Thinking of buying a home in 2020? Getting Pre-Qualified is the best place to start! Dawn Kadrmas 221 First Avenue West Contact Dawn today. Dickinson, ND 58601 701.483.1962 NMLS# 402090 Kirkwod BANK & TRUST Member FDIC www.Kirkwoodbank.com When it matters. LENDER